livi Bank 2.15.0

livi Business offers a convenient solution for those embarking on a new business venture or looking to establish an additional business account. Dubbed as the first bank to introduce a fully digital account opening service, livi Business eliminates the need for physical branch visits and extensive paperwork. With a swift one-day approval process, your business can be up and running in no time. Take advantage of this opportunity to stay ahead in your entrepreneurial endeavors.

Enhance your financial flexibility with livi PayLater. Through a seamless one-time application and approval process, you gain access to a revolving credit line for both spending and cash withdrawals. Split your purchases instantly into convenient instalments that meet the minimum amount requirement with livi PayLater. Receive instant cash within your credit limit directly credited to your liviSave account with just a tap on the app – no documentation necessary. Enjoy multiple drawdowns within your limit at any time without the need for reapproval. Opt for a repayment period spanning from 3 to 60 months, ensuring worry-free auto repayment via the app.

Access the livi Flexi Loan feature and secure a "Personal Loan" of up to HKD1,000,000. Benefit from a flexible range of APR rates, starting from 1.87% and going up to 35%. For instance, a loan of HKD100,000 will have a monthly flat rate of 0.40% over a 36-month repayment period, resulting in a monthly repayment amount of HKD3,177.78 and total repayable amount of HKD114,400. Empower yourself to settle mounting credit card bills with ease using the livi Flexi Loan "Balance Transfer" option while saving on interest costs.

Opt for QR Payment at over 50,000 merchants in Hong Kong for convenient transactions and earn rewards by switching to your yuu ID within the app. Benefit from daily interest earnings with no minimum deposit requirements, ensuring competitive savings rates. Instantly transfer funds with just a few taps through the Fast Payment System (FPS) and conveniently monitor your transactions within the app.

Count on the round-the-clock assistance provided by liviCare through live chat or phone services whenever you need support. Engage with an enriched rewards experience by completing monthly missions in livi Rewards for unlimited rewards. Elevate your savings journey with livi Saving Space, crafting multiple missions to effortlessly kickstart your financial goals.

• Minimum amount required for setting an instalment is HKD100.
• Additional documentation may be requested based on individual application circumstances.

The terms and conditions for services apply to all transactions, especially regarding livi PayLater as it is a credit product. Always borrow responsibly and refer to the Key Facts Statement and Conditions for Services provided on our website and app for in-depth information on interest rates, fees, and charges applicable to livi PayLater and livi Flexi Loan "Personal Loan."

"The App, any related materials and other products and services provided through the App are subject to regulatory guidelines prohibiting access or download where not licensed or authorized. Users are urged to comply with applicable laws and refrain from usage in restricted jurisdictions."